When I was in college I used to sweat just thinking about checking my account balance. Luckily, things have changed so much that I not only don’t mind checking my bank account, but actually want to see what’s going on with it. So your life out, Mate, with these 5 Android Financial Apps.
Cashflow? Interest? Insufficient Funds? Esoteric terms for a whole mess of moneybabble if you ask me. If you find yourself easily confused with finance then Mint is a perfect jack-of-all-traits personal finance app.
Mint is fantastic for a few reasons. First, the app itself is an extension of Mint.com, which connects directly to your bank account, Not having to enter every single transition makes it likely you’ll not meltdown down from financial information overload.
Second, Mint has one simple and powerful feature that makes short work out of discovering where all your dough goes: automatic categorization. Basically, Mint will look at your transactions and sort them into categories (you can also create your own). Knowing where your cash is going each month is the first step to getting your finances in order.
Mint focuses on keeping things simple with things like a simple cashflow calculations (how much you’ve spent minus how much money you have coming in). Mint’s also heavily focused on budgeting , but doesn’t force you to do it.
Who Should Use Mint
Mint’s a no-brainer option for folks that like an app that automatically connects to their bank account and gives them the skinny on what’s what with their cash.
I featured way back when it was just released and, well, a little rough around the edges. Since then, Lemon’s been through a ton of updates and has only gotten better with each one. Unlike Mint, Lemon has a very specific purpose: to track your receipts and expenses.
Lemon lets you upload photos of receipts directly from your phone. Once you’ve uploaded a receipt, you can scan it for text recognition (making it searchable) and also create tags. Plus, Lemon can generate some ultra snazzy looking expense reports.
For anyone that wants the just track their expenses without the overarching package that Mint provides, Lemon makes fantastic choice.
Who Should Use Lemon
Lemon is great for business folks and small business owners that need track their expenses in a really way. However, that doesn’t meant you can’t use it to keep track of your daily expenses.
3. Money Tab
Money Tab is the youngest of the apps listed here, but it’s quickly making a name for itself. Money Tab gives you all the function of an app like Mint, but wrapped up in an minimal, Ice Cream Sandwich like interface.
Money Tab is built to be simple and the app is really just an income and expense tracker, which means you need to enter everything manually. The developers were smart enough to include a custom template system, so that you can create templates based on the things your normally buy (e.g. one for Starbucks or a trip to the grocery store).
Money Tab requires no account set up, a major plus if you’ve got that “Create New Account” fatigue going. Money Tab is a paid app, but right now you can scoop it up for a mere 0.99 cents, which is a small price to pay for a minimal, sexy personal finance app like this.
Who Should Use Money Tab
Money Tab is great for keeping track of day-to-day spending, and is good for people not quite ready to jump into a daily budget.
Paid: Money Tab ($0.99)
If you have trouble paying your bills on time the Pageonce is the app for you. Pageonce is keeps track of all your credit cards, debit cards and bank accounts to give you an overall picture of how much money you really have. However, the app is really geared towards helping you pay your bills on time and pay them down. So, if you have a lot of outstanding debts with a balance that has stayed the same over several years, this app is a good bet as far as Android financial apps go.
Pageonce is serious about some bill alerts too and will e-mail you and give you a push notification. Moreover, the app does a host of other things like letting you track gift cards, frequent flyer miles and other semi-financial related things. Pageonce is one of the most popular Android Financial apps on the market, which should help put your mind to ease if you’re freaked out about someone having access to all your finances.
Who Should Use Pageonce
Pageonce is really mean for folks dealing with debt and have trouble paying their bills on time, which is probably most folks.
5. Adaptu Wallet
Like Money Tab, Adaptu Wallet is a new comer when it comes to Android financial apps. Adaptu tracks nearly every aspect of your personal finance and includes the standard fare like expense tracking and income. Adaptu also comes with some keep-it-simple-stupid options like it’s “To Buy Or Not To Buy” feature that straight up tells you that you should not purchase that 42″ 3D TV this weekend.
Adaptu is also built to give you some trending information about your spending habits too and, overall, the app has a fresh feel. I’ll warn you that although I liked it, some of the comments in the market complain about it being buggy at times. It’s a fairly new app so these things are expected.
Who Should Use Adaptu
Adaptu is great for anyone wanting a general picture on their finances. Don’t expect to do the fancy data collection like Mint or Pageonce, but for simple day-to-day budgeting it’s fantastic.
Free: Adaptu Wallet
The Wrap Up
Whether you wanting a full fledged budget or just a quick understanding of your finances there a ton of Android Financial apps to choose from. Another good option is to look at the individual apps for your bank or credit card, since most major financial companies have an app that at least lets you access your bank account.
What’s your favorite Android financial app? Leave it in the comments below.